Who We Are

Silverstream Funding is a private lender, funding loans for real estate investors across the U.S. and principally in Texas and Utah.

We fund ‘low document’ and “no proof of income” loans, often called “hard money loans”.

We are not an institutional lender or traditional “hard money lender”, so we have considerable flexibility to meet funding needs.  

Silverstream Funding is an active member of the American Association of Private Lenders.

Our Team

We are a small and friendly team that offers personal service.

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Michael Fordham

Founder and CEO

Michael has over 20 years of banking and real estate experience.  He practiced corporate and securities law on Wall Street for 18 years, including with investment banks JPMorgan Chase and Credit Suisse, and New York City law firm Milbank Tweed.

For his own investing account, Michael has syndicated multiple New York City multifamily property investments, and has purchased and improved single-family homes, land, and multifamily properties.

Michael founded Silverstream Funding as a boutique private lending firm, a part of his passion for real estate investing.

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Lissy Largin

Loan and Operations Manager

Lissy oversees Silverstream’s due diligence processes and loan closings.  She also manages our lending software and website. Lissy is passionate about helping our partners accomplish their funding and investment goals.

Lissy has a Masters in Public Administration from the University of Utah, and served in the US Peace Corps where she worked with the Mexican Federal Government on sustainable business development projects.  She is also an experienced real estate investor.

Endhi Visser

Endhi Visser

Servicing and Accounting Manager

As our Servicing Manager, Endhi oversees Silverstream’s post-closing documentation and funding processes.  He also oversees the firm’s cash management and accounting. This includes assuring borrower monthly payments come in and investor monthly interest payments are deposited.

Endhi immigrated to the U.S. from Indonesia, where he studied Math and Accounting.  Endhi is an experienced real estate investor and property manager.

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Michael Fordham

Founder and President

Michael has over 20 years of real estate and banking experience. Michael practiced corporate and securities law for 18 years with investment banks JPMorgan Chase & Co. (New York City) and Credit Suisse, A.G. (Zurich, Switzerland).

Michael founded Silverstream Funding as a part of his passion for real estate. He enjoys helping other investors grow their businesses.  Michael has syndicated multiple New York City multifamily property investments and has ‘BRRRR-ed’ single-family homes, land, and multifamily properties.

Lissy Headshot

Lissy Largin

Operations and Loan Manager

Lissy is passionate about real estate projects and enjoys helping people accomplish their funding and investment goals. She has a background in finance and statistics and is experienced in property renovation.

Lissy has an MPA and a Bachelor in Business Administration from the University of Utah. She served in the US Peace Corps where she worked with the Mexican Federal Government on sustainable business development projects. Lissy is originally from Southeastern Indiana.

Endhi Visser

Endhi Visser

Operations and Servicing Manager

Endhi has been with Silverstream Funding for three years.

He is a certified bookkeeper and an experienced Apartment Manager. Previously he worked in hospitality at the Waldorf Astoria and St. Regis hotels.

Endhi immigrated to the U.S. from Indonesia, where he studied Math and Accounting.

"Thank you for agreeing to fund this deal.
It was a super smooth and fast process."

~David, San Antonio, TX

Why Partner with Silverstream?

We will be your best, most reliable funding partner.

We are great to work with (Our borrowers agree!)

We do what we say we will

We are flexible and creative

We know real estate investing and understand your business

We work for your success, taking pride in your ‘wins’

We are not an institutional lender

Why Partner with Us infographic

Contact us now!

Tell us about your funding needs. We will get right back to you!

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