Our Capital Partners Trust Us

Since 2018, Silverstream Funding has been providing consistent, passive returns to accredited investors.  Borrowers seek our financing options as we are able to provide loans that traditional banks cannot. We, together with our Capital Partners, fund these loans.

These are short-term loans (usually 6 months) backed by 1st position liens on the property as collateral.

1st Lien Position Loans

Our specialty is 1st lien position loans collateralized by both residential and commercial real estate in Texas. We only consider loans that have a low/conservative Loan to Value (LTV), typically between 65-70%, providing an important equity buffer.

We lend primarily to property developers and investors who buy and renovate properties. Loans are usually to purchase and renovate a property. At pay-off, borrowers will either be selling the property for a profit (a “flip”) or refinancing the property to keep and add to their rental portfolio.

Borrowers make monthly interest payments. Our Capital Partners begin receiving their monthly interest payments usually within less than one month.

In addition to the 1st lien position backing each loan, all of our borrowers provide a personal guarantee on the loan.

Great Risk-Adjusted Returns

Can I use my IRA to Invest?

Yes, in fact many of our investors use their IRA to fund the loans.  We can suggest some of the custodians we have worked with who can easily set up a self-directed IRA to do this.
Here is our article about investing options with a self-directed IRA.

An economist would say private lending provides a superior ‘risk adjusted return’.

That is to say, investor returns are higher than would usually be expected, given the substantial security/collateral given to the investor. The security provided is a 1st position lien on the property, the property to be significantly more valuable than the loan amount.

We are Special

Silverstream Funding has been consistently providing superior risk-adjusted returns to investors through private lending since 2018.

Our Borrowers are Special

We have several ‘secret sauces’ behind how we make admirable returns for our investors.

Part of what we do quite well is cultivate experienced borrowers who keep coming back to us because of our fair treatment and efficiency. We have established a reputation among borrowers as a reliable and innovative private lending partner in Houston.

Our Team is Special

Silverstream Funding was founded by Michael Fordham, a former Wall Street securities attorney and long-time real estate investor and longtime successful real estate investor. He brings significant expertise in both financial and real estate markets.

We have an impressive team, that together provides each investor with an impressive —and passive— return. Learn more about our team here.

We are members of and actively involved with the American Association of Private Lenders, including adopting their ethical standards for private lenders.

Endhi Visser

Your Best Partner

We provide our investors not only with an impressive risk-adjusted return, but also with as high-touch an interaction as works best for the investor. Our team works to make each investment as passive as the investor wishes.

How do I learn more?

  • Email: invest@silverstreamfunding.com
  • Complete our contact form
  • Call: 713-714-1265
close-link